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History

Financial Demographics was established in December 1996 by a Sydney Actuary, Bruce Gregor. The business started by carrying out research projects for financial institutions during 1996-97. These projects focused on the link between individual's life stages and their financial status. During this period Financial Demographics established a network with researchers with interests in this field. On Bruce's return to Institutional Investment Consulting career in 1998, these affiliates were introduced to project work for the foundation clients of Financial Demographics.

From 1998 until Bruce's retirement from Institutional advice in 2010, the sole focus of Financial Demographics has been the development of this website. Now in semi-retirement Bruce is re-engaging with demographic research and policy development of Australia's retirement income system as well as maintaining the site and publishing his newsletter, Longitude. You can establish contact with Bruce Gregor through the Contact Us tab on this website.

The Concept Behind Financial Demographics and www.findem.com.au

The combined study of demography and financial status is becoming of increasing global interest as the populations of developed countries age. Our concept aims for an objective view of the future focusing on the following priorities:

Methodology

Throughout this site we use recognised calculation methods from life sciences. The more common formulae and definitions adopted are set out in the glossary section.